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Things to Consider Before Buying a Used Car

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Many people have switched from taking public transit to driving their cars due to the COVID-19 outbreak. However, due to the financial burden of the pandemic and a sluggish economy, many people are now opting for used vehicles rather than new ones. 

If a person is looking to buy a used car, there are a few things they need to consider before taking the plunge. They must be much more vigilant if they purchase an older car. This is because these cars have gone through more years of wear and tear, and thus it is likely that they will break down sooner than younger cars.

Consider These Factors Before Buying a Used Car

Before buying a second-hand car, keep the following in mind:

1. Evaluate the car’s condition

The car needs to be thoroughly inspected for visible dents and scratches. 

Check for visible rust and any broken doors or glasses, which could indicate a past accident. 

Ensure that the tires, air conditioner, and engine are all in acceptable condition.  

Further, it is advised that the car be inspected by a reputable mechanic since they are more likely to notice problems that others may ignore.

2. Take a test drive

Individuals need to test drive the old vehicle before purchasing it. Check the clutch and the ease with which one can swap gears while driving. 

Further, evaluate the vibrations, engine noise, suspension, braking function, etc. Also, ensure that electrical components like the air conditioner, power windows, heating, sound system, etc., all work properly.

3. Vehicle history report

This report includes information on the car’s ownership history and accident history. As a result, it is critical to look over the car history record before signing on to the used car. 

4. Verify registration certificate

Examine the registration certificate to ensure it is genuine. It will include the owner’s name and information on the vehicle, such as the engine and chassis number. 

Other documents to look for when buying a second-hand car are the original purchase invoice, the receipt for road taxes, insurance, and a pollution certificate.

5. Check car insurance

When purchasing a used car, the existing car insurance must be changed to the new owner’s name. 

This work is usually done by the seller, but if the seller does not do it, the buyer has to ensure that this work has been done. 

Not transferring the insurance papers can cause trouble for the buyer if the car is involved in an accident. In this case, the new owner will have to face legal consequences.


Used car loans are quite popular in India. These loans are great as they help people to buy their dream car. The interest rates and EMI are quite affordable. 

It is also necessary to keep in mind that one will have to repay this loan amount with interest, so they need to be very careful while making a final decision.

Getting a pre-owned car loan from Muthoot Capital has several perks. The loan application is straightforward, and it will be approved and disbursed speedily. 

The repayment period is flexible, with pre-owned car loans ranging from 12 to 60 months. With Muthoot Capital, borrowers can also get pre-owned car loans at attractive interest rates.

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