One of the most popular gifts this year is the gift voucher. It’s always the right colour, size and price. Instead of struggling to find the card you want at your local store, you can get an all around better deal by buying one online. Here are the top eight reasons why buying gift cards online is the best solution.

1. Diversity.

You can buy gift cards at many grocery stores, but you’re limited to what they have on the shelf. You might be able to find a convert gift cards to usdt gift certificate at the mall, but you’ll have to cling to the stores that are there. If you’re looking for a specialty store or buying a gift for someone in another state (who doesn’t have the same stores as you do), you may have to drive several hours to find what you’re looking for. When you make your purchase online, your options are practically endless and unlimited.

2. Customization.

Retailers are beginning to realize that not everyone wants a $25, $50, or $100 standard value. The few stores that let you select the dollar amount you want on the card are usually trying to sell you or increase your purchase. When you buy your card or gift certificate online, you can enter any value you want and never feel guilty about the amount you chose.

3. Personalization.

Have you ever tried to buy a graduation card in winter or a Christmas card in July? It’s possible, but you’re limited to what the store has on hand. The same situation applies to gift cards. If you want a specific card color or you are looking for a specific occasion, you’d better buy it in the right season. The good news is that many options are available online year-round. Additionally, many retailers allow you to upload a custom image or photo to make the gift even more special.

4. Innovation.

Gift cards have gotten more creative and the endless possibilities are available online. You can order flashing, talking and multifunctional ones. For ultimate convenience, order an electronic gift certificate that can be emailed instantly to the recipient.

5. Prices.

Prices are pretty standard but occasionally you can get a good deal. Some websites offer preloaded gift cards at a discount of 5% to 15% off their regular price. That means you (or your recipient) can get $100 worth of clothing, electronics, or whatever else you want for just $85. Some companies even give you up to $1000 worth of free gift cards in exchange for answering surveys and trying some products. These types of deals are almost exclusively online, which is another reason to shop on a website and look for the best discounts.

6. Convenience.

The online competition means you can now order multiple gift cards from different stores without having to drive across town. In addition, some sites even allow you to buy a gift card that is valid in multiple stores. Try to get such an offer in your area.

7. Independence.

When you walk into a store to purchase a gift card, you are essentially at the mercy of that retailer. First, the store must be open, so no after-hours shopping for you. Plan a lunchtime or weekend visit. Second, the business must offer cards. Many companies are too small to stock physical cards but are happy to offer them electronically. Third, the store must have the card they want. If any of these items are missing, you’d better buy gift cards online.

8. Time saving.

If you’ve ever stood in line during Christmas shopping just to buy a gift certificate, you know what I mean. Saving time is key during these last minute panics. It’s a lot easier to push a few buttons on your computer or iPhone than battling crowds, arguing with crazy buyers, and putting up with rude salespeople. Just buy the gift card online and save yourself the hassle.

Are gift cards the perfect gift for all occasions?

In today’s fast-paced world, our lives are constantly busy and we find it difficult to buy a gift for a loved one. Your employment or other commitments may prevent you from purchasing this special gift. Or maybe you are not a buyer. Having trouble finding quality gift ideas? Then maybe a gift certificate is the answer.

However, when purchasing a gift card, a decision must be made whether to purchase a gift card for a store or a gift card with a branded logo (Visa, MasterCard logo ) and give as a gift . With a loyalty card, your loved one or family member can redeem the card in fewer places and may not have to worry about expiration dates or hidden fees. With a branded card, it can be redeemed at numerous retailers, but hidden charges are more likely to drain the balance if the card isn’t within the year.

While most cards don’t expire, buyers can get stuck with inactivity fees if they’re not used within a certain period of time. Recently passed new legislation requires issuers not to charge an inactivity fee for at least 12 months of inactivity. So good advice, use your gift as soon as possible. One fee to look for is a purchase fee. At the time of purchase or after purchase, the issuer may withhold up to a dollar or notional fee from the transaction. After that, various cards refund the fee back to the balance, but some don’t. Read the terms and conditions and see if a purchase fee is implied.

If you don’t live near the person you’re giving the card to, you might want to look for a card with free shipping or an e-card option, which means you can send the gift card via email. Numerous department store cards offer e-card service. Make sure you familiarize yourself with the process, as some e-cards only allow the recipient to shop online at the store’s website. A great feature that all cards have is that the gift card balance can be checked online on the card’s website.

Retailers are banking on buyers buying something for a few dollars under the value of the gift and not bothering to collect the rest. convert gift card to naira Remember, if the purchase is greater than the balance, make up the difference with cash. Merchants make millions of dollars from people who lose, misplace, or never use their gift cards.

If you are worried that your family member might lose the gift card, you should look for a card with lost or stolen card protection. A majority of the cards offer to replace the card or the balance after a loss. Take advantage of this opportunity, but restrictions may vary and fees may apply. Write down the ID number or card number printed on the card and keep it in a safe place. You will also need the store’s receipt to receive a refund or replacement card.