Business IFSC Code- Search for IFSC Code, Bank Address, Contact Details Uneeb KhanDecember 15, 20220109 views After opening a bank account, banks give account holders a banking welcome kit. The welcome banking kit consists of a passbook, a debit card, a checkbook, and a few other banking details. The items included in the banking kit are necessary for completing those transactions and recording them. The checkbook is a significant document in the welcome banking kit. If you look closely and carefully at the cheque, you will find that the details the cheque discloses are important and even comprises details about the bank. After you go through the entire article, you will know how to search for the IFSC code, bank address, and bank contact details. Table of Contents How to Find the IFSC Code?Online Procedure for Finding the IFSC CodeOffline Method for Finding the IFSC CodeHow do Find Bank Address and Other Contact Details Through IFSC Code?Features of IFSC CodesConclusion How to Find the IFSC Code? There are two ways to search for the IFSC code– online and offline. The two simple ways are mentioned below. Online Procedure for Finding the IFSC Code Internet Banking and Mobile Banking: Account holders can easily search for the IFSC code by signing in to their bank account through the bank’s portal and their bank account through their respective bank’s mobile application. Official Portal of the RBI: Account holders can find the IFSC code on the official portal of the Reserve Bank of India. Offline Method for Finding the IFSC Code Via checkbook: Account holders can search for the IFSC code on the top of a cheque leaf provided by the bank. Via passbook: Account holders can search for the IFSC code on the first page of the passbook issued by the bank. How do Find Bank Address and Other Contact Details Through IFSC Code? Account holders can use the branch name to search for the IFSC Code and the IFSC Code to find the bank address. You can search a bank’s official website for the bank’s address and other significant details utilizing the IFSC Code. You can also search for the IFSC code, the bank address, and other significant details related to the bank online. When an incorrect IFSC Code is typed accidentally during an online transaction, the transferred money will be credited to your bank account. Such a case mostly happens when you transfer a certain amount of money to a bank account with a specific IFSC Code that does not match the bank’s index of IFSC Codes. Features of IFSC Codes A few features of IFSC Codes are mentioned below. Eliminates Error: The IFSC Code enables account holders to transfer money safely without falling into the hands of hackers and fraudsters during the online money transfer procedure. Identity Authentication: The IFSC Code helps to identify banks and their respective branches, allowing account holders to stay free of probable errors. Tracing Online Transactions: The Reserve Bank of India uses the Indian Financial System Code to record every online banking transaction daily to decrease the probability of errors and inconsistencies during the money transfer procedure. Facilitates Electronic Payment Transactions: The IFSC Code enables a rapid and effortless fund transfer from one bank account to another. The code is significant for transferring money through electronic transfers such as NEFT, IMPs, or RTGS. Conclusion The IFSC Code is mandatory for all types of online transactions. Without the code, no one can transfer funds. Therefore, the IFSC Code has surfaced as an essential tool to manage the security of online transactions and assure that the funds are credited to the appropriate account. Banks cannot change or update IFSC Codes until two or more banks are merged, and a bank is reorganized. For instance, if you are looking for the HDFC IFSC Code, you can go to the bank’s website and look for the IFSC code. You can check the HDFC Bank-issued passbook and checkbook for the IFSC Code, search for the code through internet banking, and download the mobile application of HDFC Bank.