Benefits of HPI Check

Every used car keeps a past, and when you decide to buy one, it is necessary to know about it. Physical issues like corrosion, dents, or scratches are easy to spot in a used car. On the other hand, a visual examination alone rarely reveals the whole narrative behind a vehicle. It may have been written off in an accident, have outstanding finance, mileage discrepancy, or some other problem that has yet to be discovered.

In this situation, there appears to be a need for a pre-purchase HPI Check.

The HPI Check is your first line of defense against vehicle fraud and maybe your most critical car history check when purchasing a secondhand car. Suppose financial institutions, insurance agencies, the DVLA, the police, or any other relevant organizations store any potentially damaging information on the vehicle. In that case, you will be made aware of it in the car check report.

What is a HPI Check?

HPI (Hire Purchase Investigation) was an early provider of vehicle checks for car buyers. There are several organizations out there now that will examine a car’s history for you, Full Car checks is not affiliated with, nor connected to HPI® Check.

Benefits of HPI Check:

Are you buying a used car?

Here are a few of the benefits of an HPI check:

·       Confirm the vehicle was written off and repaired:

Theft and significant accident damage are common reasons why many cars checked are declared total losses.  When an insurance company is missing critical details about a car, filing a claim might be difficult. Car history check indicates the written off vehicle and provides information such as date, write off category and damage areas.

·       Outstanding finance check:

If outstanding payments are on a used car, a car history report will show them to you. The finance company will retain ownership if there is still a balance on the car loan. If you decide to buy one of these automobiles, the finance provider will approach you directly to arrange for financing.

·       Check the past:

The car check can provide you with the vehicle’s history and set your mind at ease if you’re buying from a private owner or discovering something is wrong. You can obtain information on the vehicle’s MOT tests that might not be included in a VIN or history report. You can find out how many people have previously owned the vehicle and any mileage discrepancies.

·       Check stolen car:

If the V5 registration document is taken, you can’t be sure the car is legitimate. If a vehicle is stolen and then cloned to make it look legal, a car check report will disclose this. Information in the logbook, such as the license plate number, can be verified by comparing it to the vehicle you intend to buy. If there is a discrepancy, it is not lawful, and the police have every authority to seize it.

·       ID only for vehicle identification:

There’s the present paint job, the one there before, the VIN, the model, the manufacturer, the door configuration, and the original color. Although a plate number change may not be cause for concern in most cases, verifying the vehicle’s history is prudent. A car history check can confirm the vehicle’s identity and guarantee that the details provided are accurate.

The Bottom Line:

A car check report will reveal important detail about the car’s past. The mileage, the number of owners, the license plate changes, and any outstanding debts are all shown to you. As a result, you can determine whether the vendor is providing you with accurate or misleading information.

One of the significant benefits is the lower price tag that comes with purchasing a secondhand vehicle. You risk losing the vehicle and your money if you don’t verify the vehicle’s legality with an car check.